Transaction Routing Technology

Payment routing
built for the scale
you're aiming for.

PraecoPay connects merchants to regulated payment providers worldwide - giving you the infrastructure to process millions of transactions with confidence, speed and control.

Get in touch

currencies supported

PCI DSS Service Level 1 certified

Real-time transaction scoring & fraud detection

Global payment providers in a single entry-point

AI-powered anti-fraud algorithms

About PraecoPay

One connection. Every payment provider you need.

PraecoPay is built by payments veterans with over two decades of hands-on experience. We give e-commerce merchants, subscription platforms and marketplaces a single, reliable integration point - with global reach, built-in intelligence and the compliance infrastructure to match.

20+
Years of expertise
50+
Currencies
PCI L1
Security certified
AI
Fraud detection

Platform

PraecoPay Collect Online

A full-stack payment operations platform. Everything from transaction routing to customer compliance, in one place.

01

Global Payments

Access to all kinds of online payment methods, in over 50+ currencies worldwide.

02

Real-Time Transaction Scoring

Apply scoring rules to classify each payment, grade transactions and categorise risk in real time.

03

Know-Your-Customer

Enforce KYC checks for pay-outs and risky customers. Maintain a complete anti-money laundering audit trail.

04

Hosted Payment Pages

Direct merchant acquiring with one line of code. Card details entered using Client-Side Encryption.

05

PCI Service Level 1

The highest level of industry security certification. Your customers' data protected to the most rigorous standard.

06

Customer 360°

Full customer view: profile, chargebacks, refunds, KYC status and quick-action controls in one screen.

07

Device List

Track customer devices, IP addresses and fingerprints. Flag and ban suspicious devices instantly.

08

Real-Time Transaction Flow

Immediate transaction history at a glance, with drill-through for deeper investigation when you need it.

09

Processor Monitoring & Failover

Automatic detection of processor downtime with active and passive rerouting - no interruption to your business.

Anti-Fraud Technology

Intelligent protection
on every transaction.

Our AI and machine learning layer works continuously beneath the surface - detecting patterns, learning from outcomes and stopping fraud before it reaches your bottom line.

Machine Learning

Improves with every transaction it processes. Over time it builds an accurate model of what fraud looks like in your specific payment environment.

Anti-Fraud AI

Artificial intelligence scans every incoming transaction for signals that human review would miss.

Device Fingerprinting

Tracks and remembers specific devices and their users across sessions, browsers and locations.

Hidden Relationships

Surfaces connections across accounts, devices and IP addresses that individually look clean but collectively indicate risk.

Identity Detection

Locates known depositors across any device or session - even when they are actively trying to avoid detection.

Anonymity Detection

Cuts through proxies, VPNs, TOR networks and private browsing. No digital camouflage goes undetected.

Architecture

Routing intelligence meets fraud prevention.

Two powerful systems - advanced payment routing and AI fraud detection - built as one coherent platform rather than bolted together as an afterthought.

Payments Routing

  • Advanced, flexible real-time routing engine

  • Intelligent script language configuration

  • Transaction scoring & real-time analytics

Fraud Detection AI

  • Artificial Intelligence & Machine Learning

  • Anonymity detection & device identification

  • Continuous behavioural profiling

Merchant Integration

Built for developers. Designed for scale.

Back-Office That Works

  • Filter transactions by country, brand, time, status or BIN code
  • One-click export to Excel
  • Drill-down into transaction details and scoring results
  • Initiate disputes directly from the interface

Clean API & 3D-Secure Flows

  • Process sales from any customer context
  • Retrieve individual transaction data
  • Paginated transaction lists via cursor-based API
  • Handles all 3D-secure flow variants without complexity
PCI DSS Certified Technology Provider

PraecoPay is a certified Technology Provider for PCI DSS covering Internet/e-commerce & Merchant Services.

PCI DSS Level 1 Certified

PCI DSS
LEVEL 1

Get Started

Let's talk about your payments.

Fill in your details and one of our team will be in touch to walk you through what PraecoPay can do for your business.

Praeco Innovation Ltd
Loizou Askani 8, 3110 Limassol, Cyprus
Registration No. HE 469106